Personal Lines Insurance

Premium finance for your personal lines insurance business

As specialists in delivering premium finance for all kinds of personal insurance, Premium Credit offers competitive premium payment plans. These allow your clients to spread the cost of insurance and help them to budget more effectively. As an added convenience, if your clients have several policies with a common renewal date, they will even be able to pay for them all with a single regular payment. They will enjoy access to an online portal, available via desktop, mobile or App, which enables them to perform key actions such as:

  • 1. Signing their Credit Agreement
  • 2. Making payments
  • 3. Changing key details such as bank account numbers
  • 4. Checking their upcoming payment dates


At Premium Credit, we understand the importance of providing a smooth and seamless service. That’s why we’ve made sure that our online system PLaSMA can handle high volumes of premium finance to make your life easier. It means you can transact 100% of your clients’ business without manual intervention and have instant access to detailed client and management information.

In addition, we make integrated software available which works in tandem with your own systems. This provides point of sale information electronically and means that simple signature-free sign up, mid-term adjustments and renewals are all at your fingertips.

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Benefits to your business

Competitive interest rates
Cost & time savings – ability to transact business online removing the burden of administration and paperwork
Compliance solutions – we ensure all documentation and processes comply with the ever changing regulation